Long stay travel insurance

Travellers that are away on travelling for more than 6 months out of a year should puchase long stay travel insurance for the long term coverage and other advantages it provides. Most long term travel insurance policies provide coverage for up to one year and are always renewable. Long stay travel insurance, or annual travel insurance is a much better choice than single or multi trip policies.

Types of coverage provided by long stay travel insurance:

International medical coverage. Withing a 12 month or longer period abroad, different accidents or illness may occur, especially if you are travelling in a country with a less than perfect medical system. International medical coverage will cover the costs of medical care is any country worldwide.

Baggage loss. In crowded places theft may occur. Long term travel insurance can provide coverage against baggage loss due to theft. With the money you receive after filing the claim you can purchase new clothes that were lost due to theft.

Sports and activities. Long term travel insurance will provide protection for over 50 types of sports and different travelling activities such as: windsurfing and bungee jumping. We recommend that you do not risk injuries, but you can be covered against any number of accidents that can occur while travelling.

Winter sports. Skiing, snowboarding or mountaineering are also covered by long stay travel insurance.

Like every other type of insurance, it is wise to know what type of coverage you need. This will help you pay less because the policy you have purchased does not have any unnecessary coverage.

Long stay travel insurance is the ideal type of insurance when planning to travel for more than 6 months per year, and with carefull planning and research, the prices can be cheap and competitive.

Other travel insurance policyes you might be interested in:
Single-trip Single trip insurance is recommended if you are not a frequent traveller. Purchasing a policy that covers only the trip you are taking means you avoid paying for extra ...	Annual Multi Trip The advantage for annual multi trip insurance is that you are covered for every trip you make within the year (provided its duration is under a specific ...
For Winter Sports If you are travelling abroad for a skiing, snowboarding or general winter sports holiday you may find yourself exempt from several areas of a typical travel insurance ...	For pre-existing medical condition Finding travel insurance to cover you when you have a pre-existing medical condition can be tricky. However, it is very important that you declare any medical ...
Over 65's insurance If you or a member of your party is over the age of 65 you may want to find a provider who specialises in offering cover for this age range. Because of the volume ...	For Backpacking Most policies have a maximum length of stay, it is usually 45 days for annual multi-trip policies and can be up to 180 days for some single trip policies - not very useful ...
For Family and Groups Buying travel insurance can be an expensive business, especially when you are purchasing separate policies for more than one person. This is why some providers ...	For pregnant woman The travel insurance for pregnant women is becoming more popular because more and more future mothers travel during the first half of they're pregnancy ...
For Business Travel Most policies have exemption clauses for matters concerning business, meaning you are unable to claim if you are injured while working abroad or for the loss ...