Travel insurance for non UK residents
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What is a UK resident?
If you are trying to find a travel insurance for non UK residents is not an easy task. Some insurers consider a UK resident to be a person who has resided in the UK for at least 6 months and he is registered with a UK doctor. The reasons are simple: if you are not registered with a local doctor, the insurance company may find difficulties to get the details of your medical history and there may also be an issue with the treatment available under the NHS when insurers repatriate the person to the UK.
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As you have already been here for almost 6 months by the time you choose to travel abroad, companies may be willing to offer you the travel insurance you need as long as you are registered with a UK doctor and willing to continue to be a UK resident at the end of your trip.
To better explain what a UK resident is, you must understand that insurers consider you a resident of the UK if you were living here for at least 6 months. Finding a insurance company that will provide a travel insurance for non UK residents can be more complicated than you think, therefor your first step should be to contact insurers from your home country and try to obtain a travel insurance from them.
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It's always a good idea to buy a annual travel insurance from your home country, if you know you will be traveling a lot this year. If you ask yourself, can i get travel insurance for non UK residents in the UK ? the answer to this question is YES. UK insurers do offer cover for foreign people with the condition that they are legal residents of UK and been living here for at least 6 months in the past 12 months. If you are travelling within Europe be sure to apply for a European Health Insurance Card, this way you will be covered. The regular travel insurance will give you extra cover for flight delay, lost luggage, damaged goods and much more.
Other travel insurance policyes you might be interested in: |
Single-trip
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Annual Multi Trip
The advantage for annual multi trip insurance is that you are covered for every trip you make within the year (provided its duration is under a specific ...
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For Winter Sports
If you are travelling abroad for a skiing, snowboarding or general winter sports holiday you may find yourself exempt from several areas of a typical travel insurance ...
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For pre-existing medical condition
Finding travel insurance to cover you when you have a pre-existing medical condition can be tricky. However, it is very important that you declare any medical ...
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Over 65's insurance
If you or a member of your party is over the age of 65 you may want to find a provider who specialises in offering cover for this age range. Because of the volume ... |
For Backpacking
Most policies have a maximum length of stay, it is usually 45 days for annual multi-trip policies and can be up to 180 days for some single trip policies - not very useful ... |
For Family and Groups
Buying travel insurance can be an expensive business, especially when you are purchasing separate policies for more than one person. This is why some providers ... |
For pregnant woman
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For Business Travel
Most policies have exemption clauses for matters concerning business, meaning you are unable to claim if you are injured while working abroad or for the loss ...
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