Travel rights, travelling safe.

Being aware of what your travel rights are can make a huge difference. Many travellers do not claim their insurance because when their tour operator goes bust because they do not know their rights as a traveller. If your travel company goes bust and are insured you should get compensation, also travel insurance can provide additional coverage for different situations.

Although many insured travellers are protected against tour operator bankruptcy, it can take a long time before you get compensation, thus not being able to get the funds to take a remplacement trip. If you know your traveller rights you may be able to enjoy a new trip as soon as possible.

5. How much time before you receive compensation.

Usualy it takes a couple of months until you get your money back if you are protected through the ATOL scheme. If the tour operator goes bust while you are in a trip things can become really difficult really fast.

Having a spare travel insurance policy can make things easier and offer protection where the CAA could not. If you are travelling in Europe you might want to get a better knowlege of eu travel rights.

6. Is it worth purchasing more travel insurance ?

Travel insurance will provide protection against a much wider range of accidents, not only tour operator bankruptcy. So getting additional coverage is very recommeded. Travel insurance will give you coverage againt sickness, injury, baggage loss, trip cancellation and many more

7. Compensation if you payed via credit card.

In case you have payed for your trip with a credit card that is not protected by ATOL you can still receive compensation unde section 75 of the Consumer Credit Act. In this case, credit card firms are liable if something goes wrong.

This type of protection has nothing to do with travel rights because it is a legal protection guaranteed by the credit card firm.

8. Booking hotel and car insurance separately.

The ATOL scheme will provide protection for components that are part of the trip package but it will not cover services that are not part of the package. For example if your flight is part of the package but the hotel is not, you will not receive compensation from the hotel if you did not make it.

However you might be able to cancel your stay and get your money back, but that depends on the hotel manager. Travel insurance will provide protection against situations like this.

The best thing you can do to be safe while travelling is to know your travel rights and get extra travel insurance if you feel you do not have enough coverage.

Other travel insurance policyes you might be interested in:
Single-trip Single trip insurance is recommended if you are not a frequent traveller. Purchasing a policy that covers only the trip you are taking means you avoid paying for extra ...	Annual Multi Trip The advantage for annual multi trip insurance is that you are covered for every trip you make within the year (provided its duration is under a specific ...
For Winter Sports If you are travelling abroad for a skiing, snowboarding or general winter sports holiday you may find yourself exempt from several areas of a typical travel insurance ...	For pre-existing medical condition Finding travel insurance to cover you when you have a pre-existing medical condition can be tricky. However, it is very important that you declare any medical ...
Over 65's insurance If you or a member of your party is over the age of 65 you may want to find a provider who specialises in offering cover for this age range. Because of the volume ...	For Backpacking Most policies have a maximum length of stay, it is usually 45 days for annual multi-trip policies and can be up to 180 days for some single trip policies - not very useful ...
For Family and Groups Buying travel insurance can be an expensive business, especially when you are purchasing separate policies for more than one person. This is why some providers ...	For pregnant woman The travel insurance for pregnant women is becoming more popular because more and more future mothers travel during the first half of they're pregnancy ...
For Business Travel Most policies have exemption clauses for matters concerning business, meaning you are unable to claim if you are injured while working abroad or for the loss ...