Understanding the coverage of your trip cancellation insurance.

Trip Cancellation Cancer Travel Insurance

Cancer patient surprised by trip cancellation limits.

Understanding the trip cancellation details of your travel insurance can prevent unpleasant surprises, as was shown in a recent news article about a cancer patient that encountered problems with the trip cancellation.


The article shows us that the cancer patient, Nancy Crawford wanted to reschedule her family vacation due to her cancer treatments. Nancy Crawford said: “I called and let them know we couldn't make it and (asked) could they please exchange it for another time for us, and they refused”.

The resort representatives refused to reschedule her trip to October after declining to pay a $100 fee, as she thought that her travel insurance had an unlimited protection against trip cancellations. Westgate resorts rejected her reschedule because she already used her trip cancellation last October due to chemotherapy sickness. Nancy Crawford said “They told us the insurance was for if I wanted to change it,” and: “They didn't tell me it was for one time.”


Although they eventually waived the fees and rescheduled Nancy Crawford, this article raises some good points about understanding the exact coverage of your travel insurance.

An important thing to note is that most travel plans offer a 10 to 15 day review period, so you have some time to read through the policy and understand what your travel insurance covers.


Reviewing the covered reasons for trip cancellation is also an important aspect to consider. Most travel insurance plans cover trip cancellations due to illness as long as there is no pre-existing condition, but the reasons for trip cancellation can vary from plan to plan.


Remember that the travel insurance company will require proof if you wish to use the pre-trip cancellation due to a medical emergency. In order to do so, you will need to obtain written documentation from a doctor that states that you are in no condition to travel. The most important thing to note is that you have to prove that you are cancelling the trip for  a covered reason.

 

Trip Cancellation Cancer Travel Insurance


Other travel insurance policyes you might be interested in:

Single trip insuranceSingle-trip Single trip insurance is recommended if you are not a frequent traveller. Purchasing a policy that covers only the trip you are taking means you avoid paying for extra ...

Annual Multi TripAnnual Multi Trip The advantage for annual multi trip insurance is that you are covered for every trip you make within the year (provided its duration is under a specific ...

winter sports insuranceFor Winter Sports If you are travelling abroad for a skiing, snowboarding or general winter sports holiday you may find yourself exempt from several areas of a typical travel insurance ...

pre existing medical conditionsFor pre-existing medical condition Finding travel insurance to cover you when you have a pre-existing medical condition can be tricky. However, it is very important that you declare any medical ...

over 65 insuranceOver 65's insurance If you or a member of your party is over the age of 65 you may want to find a provider who specialises in offering cover for this age range. Because of the volume ...
backpacking travel insuranceFor Backpacking Most policies have a maximum length of stay, it is usually 45 days for annual multi-trip policies and can be up to 180 days for some single trip policies - not very useful ...
family travel insuranceFor Family and Groups Buying travel insurance can be an expensive business, especially when you are purchasing separate policies for more than one person. This is why some providers ...
pregnant woman insuranceFor pregnant woman The travel insurance for pregnant women is becoming more popular because more and more future mothers travel during the first half of they're pregnancy ...
Insurance for Business travelFor Business Travel Most policies have exemption clauses for matters concerning business, meaning you are unable to claim if you are injured while working abroad or for the loss ...
 
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